VA Loan

A VA loan is a long-term, low-or no-down payment loan guaranteed by the Department of Veterans Affairs. Restricted to individuals qualified by military service or other entitlements.  This loan has no mortgage insurance attached to it and has no down payment requirements.  If you have Veteran status this is hands down the best loan you can get.

USDA Rural

This loan program is for 'rural' development.  If the area you are looking in falls in an area classified for rural development, then you can qualify for this amazing 0% down loan program.  You may be surprised what areas are still classified as 'rural.'  This program is great because it is backed by the USDA and so the borrower will not be required to pay mortgage insurance.  This program is a great boon to today's market, so contact us for more information.